Cancellation and Refund Policy

1. Written Notice

Healing Arts Community Xchange may issue written notice of intent to cancel a Healing Arts Community Xchange Member account at any time. If a member's account is canceled by the Healing Arts Community Xchange, cancellation will be effective 60 days after the receipt of cancellation notice in writing.

Any fees due, plus any Xchange Dollars owed become immediately due and payable in cash. The monthly fee (if any) is considered earned on the first day of each month. Therefore any Healing Arts Community Xchange Member account closed after the first of each month will not be entitled to a refund of the monthly fee for the month of cancellation.

2. Past Due Accounts

Healing Arts Community Xchange Member accounts 60 days past due may be closed by Healing Arts Community Xchange, at which time any fees, plus Xchange Dollars owed becomes immediately due and payable in cash.

3. Violation Cancellation Without Notice

Healing Arts Community Xchange reserves the right to cancel a Healing Arts Community Xchange Membership without notice and to terminate Healing Arts Community Xchange Members exchange privileges for violation of any provisions of the exchange agreement, or exchange policies.